
Owning a bronze sculpture is a rewarding experience, but protecting your valuable artwork requires careful insurance planning. Here are the most common considerations for bronze sculpture owners:
1. Specialized Art Insurance – Standard homeowners' policies often lack adequate coverage for high-value sculptures. Opt for a dedicated art insurance policy that covers theft, damage, and accidental loss.
2. Accurate Valuation – Ensure your sculpture is appraised by a professional to determine its current market value. Regular appraisals help avoid underinsurance.
3. Transit and Exhibition Coverage – If your sculpture is transported or displayed publicly, verify that your policy includes protection during transit and temporary exhibitions.
4. Environmental and Maintenance Risks – Bronze sculptures can degrade due to humidity, temperature changes, or improper handling. Insurance should account for restoration costs.
5. Liability Protection – If your sculpture is displayed in a public space, liability coverage can protect you from legal claims if someone is injured near the artwork.
By addressing these factors, bronze sculpture owners can safeguard their investments and enjoy peace of mind knowing their art is fully protected.