Insuring high-value porcelain sculptures requires careful planning to ensure adequate protection for these delicate and often irreplaceable artworks. Here are the key considerations to keep in mind:

1. Professional Appraisal: Obtain a certified appraisal from a qualified expert to determine the accurate market value of your porcelain sculpture. This ensures proper coverage and avoids underinsurance disputes.

2. Specialized Art Insurance: Standard homeowner's policies often lack sufficient coverage for high-value art. Opt for specialized fine art insurance that covers risks like breakage, theft, and accidental damage.

3. Documentation and Provenance: Maintain detailed records, including purchase receipts, certificates of authenticity, and photographs. Provenance documentation can significantly impact insurance claims.

4. Storage and Display Conditions: Insurers may require climate-controlled environments or secure display cases to minimize risks. Proper storage reduces premiums and preserves the sculpture's condition.

5. Transportation Coverage: Ensure your policy includes coverage for transit, as porcelain is highly fragile during movement. Specialized art handlers should be used for packing and shipping.

6. Regular Reappraisals: Porcelain sculptures can appreciate over time. Schedule periodic reappraisals to adjust coverage limits accordingly.

7. Global Coverage: If your collection travels for exhibitions, verify that the policy provides worldwide protection.

By addressing these factors, collectors can safeguard their porcelain sculptures against financial loss while preserving their artistic and cultural value. Always consult with an art insurance specialist to tailor coverage to your specific collection's needs.